The first thing the listing agent does when you submit an offer is call the lender. Here's why you should choose an incredible lender like Jon Aucutt:
Jon charges reduced underwriting, origination, processing fees. He does NOT charge other b.s. fees like most lenders do.
Jon has extremely competitive rates. Other lenders will buy down the rate and charge you hefty fees up front, but Jon has low rates without the smoke and mirrors game.
Jon's reputation has literally won bidding wars for several of my buyers. I've had several listing agents say we took your offer over a slightly higher offer because we knew Jon would get the deal done (and get it done quickly).
Jon's customer service is second to none. You don't want a M-F, 9-5 lender. Jon answers his phone on nights and weekends, which is crucial when the listing agent calls him to inquire about you as a buyer. The listing agent makes one call, and if the lender doesn't pick up, they move on to the next offer. Oddly enough, most offers are submitted on the weekend!
Unfortunately there are a lot of inexperienced and dishonest lenders out there, but Jon's integrity and honesty are second to none!
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